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Allianz Insurance

Widecover Insurance

‘Comprehensive’ International Travel Insurance

One of the best things we packed!

Travel insurance is one of the best things you can pack when you are going on an overseas journey...

Imagine losing your passport, your cash or your entire luggage when you are traveling. Imagine becoming ill in a country where you do not speak the language. Hopefully this will never happen, but if it does, it is important that you have an insurance policy that is right for you.

‘Comprehensive international’ Travel Insurance is a single trip policy that covers overseas journeys. If you are a frequent traveller consider ‘Frequent Traveller’ Travel Insurance.

Cover   International travel
Choice   Single, Duo or Family cover options
Cancellation fees and lost deposits   Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control such as: sickness, accidents, strikes, collisions, retrenchment and natural disasters.
Overseas emergency medical assistance, medical evacuation or funeral expenses   Cover for emergency medical assistance including: 24 hour emergency medical assistance, ambulance, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.

Overseas emergency medical/hospital/dental expenses

  Cover for overseas medical treatment if you are injured or become sick overseas, including: medical, hospital, surgical and nursing. Emergency dental treatment for the relief of sudden and acute pain. Conditions apply.
Additional expenses   Cover for additional accommodation and travel expenses caused by your health problems or someone else’s resulting from sickness, accidental injury and death. Also cover for travelling companion or relatives accommodation and travel expenses to travel to, stay near or escort you resulting from hospitalisation and/or medical evacuation.
Hospital cash allowance   An allowance of $50 per day if you are hospitalised whilst overseas for more than 48 continuous hours.
Accidental death   A death benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury.
Permanent disability   A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot within 12 months of, and because of, an injury sustained during your journey.
Loss of income   A weekly loss of income benefit is payable if, due to an injury sustained during your journey, you are unable to work after your return to Australia for more than 30 days.

Travel documents, credit cards and travellers cheques

  Cover to replace costs of travel documents lost or stolen from you during your journey, such as: passports, credit cards, travel documents and travellers cheques.
Theft of cash   Cover for the following items stolen from your person, up to $250 for all claims combined: bank notes, cash, currency notes, postal orders and money orders.
Luggage and personal effects   Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including: luggage, spectacles, personal effects, personal computers and cameras.
Luggage and personal effect delay allowance   An allowance to purchase essential items of clothing and other personal items following luggage delayed, misdirected or misplaced by your carrier for more than 12 hours.
Travel Delay Allowance   Cover for additional meals and accommodation expenses if your journey is disrupted due to circumstances beyond your control after an initial 6 hour delay.
Alternative Transport Expenses   Cover for additional travel expenses following transport delays to reach events such as: wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements.
Personal liability   Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
Rental vehicle   Cover for car excess payable on motor vehicle insurance resulting from your rental vehicle being: stolen, crashed, damaged and/ or cost of returning rental vehicle due to you being unfit.
Claims Service   In-house claim management.

** This is a summary of features only – full details of cover, limits and exclusions are available in the relevant Product Disclosure Statement.
This insurance is arranged by Wide Bay Australia Ltd ABN 40 087 652 060 (AFSL: 239686) ("Wide Bay Australia Widecover"), and is issued by Allianz Australia Insurance Ltd ABN 15 000 122 850 AFS Licence 234708 ("Allianz"), and is managed by ETI Australia Pty Ltd ABN 52 087 227 177 (AFSL: 245632) trading as Mondial Assistance. To help you make an informed decision about whether to acquire an Allianz insurance product through Wide Bay Australia Widecover you should read our Wide Bay Australia Financial Services Guide (PDF, 84KB) and the Product Disclosure Statement. We do not provide advice about the policy based on any consideration of your personal objectives, financial situation or needs. To decide if it is right for you please carefully read the “Product Disclosure Statement” (PDF, 1.1MB).