‘Freedom Line’ Line of Credit

Whatever your reason for needing a line of credit, our “Freedom Line” has lots of great features and gives you the flexibility to meet changing circumstances.

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Features

Monthly Fees		A competitive monthly fee applies
Interest Rate		A competitive variable rate. There is no fixed rate option. Interest is calculated daily and charged monthly.
Terms		Interest Only. The facility continues until cancelled by you or Wide Bay Australia – there is no loan term.
Access Accounts		Unlimited free Access Accounts with up to 4 free credit limit adjustments per year.
Repayment Flexibility		There are many repayment options.
Interest Savings		You only pay interest on the amount drawn. Save interest by depositing all your income and savings and drawing them back whenever you need.
Easy Access		Easily access credit funds by: writing a cheque; ATM or EFTPOS using Loan Express Cashcard; ‘smartlink’ Internet & Phone Banking transfer BPAY®; Direct Debit and Electronic Periodical Payment withdrawing cash or counter cheque at our branches withdrawing cash at Bank@Post outlet using Loan Express Cashcard
Statements		Up to one free transaction statement per month. Free interest statements showing interest paid.
‘smartlink’ Internet and Phone Banking		Allows you to check your line of credit balance and account history and send us secure emails.

This is not an offer to lend - all lines of credit are subject to terms and conditions. Fees & Charges are payable. Full details are available on application. Lines of credit are only available to approved applicants offering security in approved property in Australia.
Cheque payment services are available by arrangement with Westpac Banking Corporation ABN 33 007 457 141
BPAY® is a trade mark of BPAY Pty Ltd (ABN 69 079 137 518)