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Compare our lines of credit

"Designed our way!"

Affordable and flexible - we focus on the whole package...

Our lines of credit are designed with features and benefits so that you have a loan that you will be happy with today and tomorrow.

  ‘Freedom Line’
Line of Credit
‘Professional Australian’
Line of Credit
Competitive interest rates (view rates)
Low deposit: borrow up to 90% of valuation Yes Yes
Minimum Qualifying Loan Amount No $100,000
Application Fee Yes no - an Annual Package
Fee applies
Monthly Fee Yes no - an Annual Package
Fee applies
Unique Eligibility Criteria No available to eligible professionals only
Package Benefits 'Widecover Insurepac' insurance discounts ‘Professional Australian’
Package
Only pay interest on the funds you draw Yes Yes
Easily access credit funds by: Yes Yes
Unlimited Access Accounts (splits) with up to 4 free in total Yes Yes
Free monthly account statements Yes Yes
“smartlink” Internet and Phone Banking Yes Yes
Insurance Quotes Free quotes available - Please visit our product pages for more information:
Home Building & Contents or Landlords Insurance
Easy repayment options Yes Yes
Loan Consultants Real people. Real Smiles. Real Service. You know that at Wide Bay Australia there’s always a real person you can count on! Easy!

This is not an offer to lend - all lines of credit are subject to terms and conditions. Fees & Charges are payable. Full details are available on application. Lines of credit are only available to approved applicants offering security in approved property in Australia.
Cheque payment services are available by arrangement with Westpac Banking Corporation ABN 33 007 457 141
BPAY® is a trade mark of BPAY Pty Ltd (ABN 69 079 137 518)