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| Today's Choice Account (S1/S2) | Today's Options Account (S10) | Pension Friendly Account (S6) | Young Achiever's Account (S19) | "Mortgage Muncher" (S8) | "Mortgage Muncher" Professional (S12) | |
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| Passbook or Statement Option | |
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| Monthly Account Fee |
$4 (exemptions available) |
$5 | nil | nil | $10 | nil** |
| Unique Eligibility Criteria | nil | personal use only | Centrelink Pensioner | Under 18 years | Wide Bay Australia Home Loan required | Professional Australian Package required |
| Cleared Funds On-call | |
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| Interest Payment Structure | tiered - rate applies to each part of the balance only | rate applies to whole balance | tiered - rate applies to each part of the balance only | tiered - rate applies to each part of the balance only | n/a | n/a |
| Interest Calculated | on daily balances | on daily balances | on daily balances | on daily balances | n/a | n/a |
| Interest Paid | quarterly | quarterly | quarterly | quarterly | n/a | n/a |
| Minimum Opening Balance | $10 | $10 | $10 | $10 | nil | nil |
| Minimum Balance to be retained in Account | $1 | $1 | $1 | $1 | $1 | $1 |
| Branch Access | |
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| Counter Cheques* | |
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| Cheque Book* | |
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| ‘smartlink’ Phone Banking | |
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| ‘smartlink’ Internet Banking (including BPAY View™) | |
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| Cashcard/Loan Express Card (to access ATM's and EFTPOS) | |
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| BPAY® to pay bills | |
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| Direct Credits (wages, pension, rent, dividends etc) | |
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| Direct Debits (to other financial institutions and organisations) | |
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| Electronic Periodical Payments (to other Wide Bay accounts) | |
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| Auto-Sweep Facility | |
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| Sub-Accounts (eg S1.1,S1.2 etc) | |
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| Account Label (eg "holiday" account, "car" account etc) | |
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* Cheque payment services are available by arrangement with Westpac Banking Corporation ABN 33 007 457 141
** An Annual Package Fee applies
Wide Bay Australia Ltd ABN 40 087 652 060 (AFS Licence No: 239686) is the issuer of this account/these accounts and any non-cash payment facilities that may be used in conjunction with them. To decide if they are appropriate for you please carefully read the booklet 'Your Guide to Wide Bay Australia's Accounts and Banking Services' (PDF, 1.08MB)
BPAY® and BPAY® View™ are trade marks of BPAY Pty Ltd (ABN 69 079 137 518)