Farm Pack
Farm Pack provides a broad range of protection to owners of farming enterprises to protect their operations and assets.
Cover options available under the Farm Pack include**:
| Home Property
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Protects buildings, contents and personal effects against accidental loss or damage. |
| Farm Property
|
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Covers farm property for physical loss or damage caused by certain defined events. |
| Public and Products Liability |
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Covers amounts your business becomes legally liable to pay as compensation for personal injury and property damage to third parties as a result of an occurrence in connection with your farm. |
| Personal Accident and Sickness |
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An option to cover either:
- As a set percentage of the sum insured if an injury results from a defined event OR
- A weekly benefit for temporary total disablement as a result of a defined event or a temporary partial disability as a result of a defined event.
|
| Land Transit |
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Covers loss or damage to farm goods and livestock
while in a conveying vehicle on land caused by one or more of the defined
events. |
| Pleasure craft
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Covers farm boats |
| Machinery Breakdown
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Covers electrical and mechanical machinery, boilers and pressure vessels for loss or damage caused by breakdown. |
|
Computer/Electronic Equipment
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Covers breakdown of your computer and/or electrical equipment caused by the occurrence of a defined event. |
| Theft of Farm Property
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Covers loss of or damage to farm buildings, farm contents, farm machinery, fencing, hay, grain and wool which occurs as a result of theft or attempted theft at the farm; and money which occurs as a result of theft or attempted theft while in your personal care or in transit. |
| Working Dogs |
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Provides cover for loss or damage to your working dogs caused by an insured event |
| Frozen Embryos/Semen |
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Covers for accidental loss or damage to livestock frozen embryos
and/or semen |
| Tax Audit |
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Covers for the professional fees reasonably and necessarily incurred within the Commonwealth of Australia in connection with an Audit |
| General Property |
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Covers for accidental damage to your insured property caused by any sudden, unexpected or unforeseen occurrences. |
** This is a summary of benefits only – full details of cover, limits and exclusions available in the relevant Product Disclosure Statement. This insurance is available from Wide Bay Australia Ltd ABN 40 087 652 060 (AFSL: 239686) ("Wide Bay Australia Widecover"). In offering this insurance we act as an agent of Allianz Australia Insurance Ltd ABN 15 000 122 850 (AFSL: 234708) ("Allianz") - not as your agent. Allianz is the underwriter of this insurance. To help you make an informed decision about whether to acquire an Allianz insurance product through Wide Bay Australia Widecover you should read our Wide Bay Australia Financial Services Guide (PDF, 84KB) and the relevant Product Disclosure Statement. We do not provide advice about the policy based on any consideration of your personal objectives, financial situation or needs.To decide if it is right for you please carefully read the relevant Product Disclosure Statement which is available by contacting the Allianz Commercial Insurance Hotline 1300 301 675.
