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Standard & Poor's Investment Grade Rated

Compare our business accounts!

"We can devote more energy to our clients"

Let us help you manage your business banking or invest for a competitive rate...

We also have accounts for special entities—take a look at our club, farm management deposit and self managed superannuation accounts.

Our range of term deposits offer guaranteed rates of return on amounts of $500 or more.

If you apply and are approved for a Wide Bay Australia line of credit or business overdraft your linked Access Account also allows you to manage your business banking.

Plus we can arrange for you to speak to a qualified financial adviser who you can talk to about creating or managing wealth for lifestyle or retirement.

We also have everyday bank accounts and savings and investment options for your personal use.

Which business account or investment option might be the best for you?

  Today's Business Account (S25) Business Cash Management Account (S18) Today's Club Account (S17) Farm Management Deposit Account (S35) Self Managed Superannuation Fund Account (S11) Term Deposit (I)
Passbook Account Option
Statement Account Option available on request«
Account Fee Find out more - Monthly Account Fee Yes (exemptions available)
Cleared Funds On-call (minimum withdrawal amount $1000)
Interest Payment Structure tiered - rate applies to each part of the balance only tiered - rate applies to whole of balance when a tier is reached tiered - rate applies to whole of balance when a tier is reached tiered - rate applies to whole of balance when a tier is reached tiered rate applies to whole of balance when a tier is reached rate applies to whole of balance
Interest Calculated on daily balances on daily balances on daily balances on daily balances on daily balances on daily balances
Interest Paid quarterly quarterly quarterly monthly quarterly as agreed
Minimum Opening Balance $10 $5,000 $10 $1,000 $5,000 $500
Minimum Balance to be retained in Account $1 $1 $1 $1,000 $1 $500
Branch Access
Counter Cheques*
Cheque Book*
‘smartlink’ Phone Banking (restrictions apply)
‘smartlink’ Internet Banking (including BPAY View™) (restrictions apply)
Cashcard (to access ATM's and EFTPOS)
BPAY® to pay bills >
Direct Credits (wages, pension, rent, dividends etc)
Direct Debits (to other financial institutions and organisations)
Electronic Periodical Payments (to other Wide Bay accounts)
Auto-Sweep Facility
Sub-Accounts (eg S9.1,S9.2 etc)
Account Label (eg "holiday" account, "car" account etc)

Wide Bay Australia Ltd ABN 40 087 652 060 (AFS Licence No: 239686) is the issuer of this account/these accounts and any non-cash payment facilities that may be used in conjunction with them. To decide if they are appropriate for you please carefully read the booklet 'Your Guide to Wide Bay Australia's Accounts and Banking Services' (PDF, 1.08MB)
* Cheque payment services are available by arrangement with Westpac Banking Corporation ABN 33 007 457 141
BPAY® and BPAY® View™ are trade marks of BPAY Pty Ltd (ABN 69 079 137 518)
« Investment Record Certificate provided on lodgement and available on request - statements forwarded on an annual basis
> Available 2 calendar days either side of maturity date